An RRSP is not a Retirement Plan

There is a pre-conceived idea that a RRSP account is your retirement plan. That all your hard earned savings should go towards it. The financial institutions surely advertise it that way. For many, it may be the only retirement account they…
How To Maximize Your RRSP

Every year comes the RRSP season. Advertisements will be bombarded your way until we reach the RRSP deadline and I wanted to discuss how to maximize your RRSP. “Maximize” being the key work here and not “optimize” – that’s for…
Optimize your RRSP

As the RRSP deadline approaches (before March 1, 2017 by the way), many look into optimizing their RRSP contribution for the year. Personally, I do the math as early as possible to understand how much I can optimize my RRSP contributions in…
Best RRSP Investments

In the past, I have written about RRSP strategies and on how to maximize your tax refund but I have not really discussed what the best investments are for your RRSP. When investing, it’s important to understand all the accounts…