Most people will at some point own a house, a condo or an investment property in their life. Unfortunately, paying cash is not an option we all have and that’s where mortgages come in. Banks will be happy to lend you the money if you qualify. I have owned 3 houses (not at the same time) since 2002 and managing your mortgage is very important as you can save a lot of money.

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Mortgage Terms

Please take a second to let me know what your preferred mortgage term is. I understand that interest rate is a factor, but in normal economic condition what term length would you pick. Personally, I have usually been picking a 3 year term and never more. These days however, I have a variable rate at prime minus 0.60.

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