Welcome to Dividend Earner! A dividend blog focused on retiring with dividend income. Without a pension plan, I need to create my own and be the best dividend investor I can be.
Let start by saying that I am just a regular guy from the greater Vancouver area in Canada. I am married with kids and I have a day job.
I have a passion for personal finance and investing. Back in early 2009, I decided it was time to supercharge my passion and take control of my portfolio. I ‘fired’ my financial advisor and moved all my money to a discount broker. At first with Scotia iTrade and then I moved to RBC Direct Investing.
I was long aware of dividends but never thought I could invest in stocks without having more money. How can I invest small amounts regularly with the transaction fees ($30 at the time)? All I did was request my mutual funds to be invested in dividend paying mutual funds. I knew that regardless of the movement, I was still earning money. In late 2008, the market crashed as many of you know and my investments did not do much better than others …
It was time to change my strategy and read The Lazy Investor by Derek Foster. This book showed me I could invest in stocks and contribute small amounts regularly. Within a year, I was setup with 13 Canadian stocks through Computershare and Can Stock Transfer Agent.
Why a Dividend Blog?
I decided to start a blog for the following reasons and I continue to make those a priority.
- Sharing financial information is something I do regularly with family, friends and co-workers. I realized I could write about it and document it at the same time for the benefit of everyone.
- Setup a regular schedule to review my goals and follow through with it.
- Share my experiences on dividend income since it is one of my primary goals for retirement. (Retirement != RRSP)
If you are new here, have a look at why I am a dividend investor and subscribe to my newsletter for great topics and content. If you are a new reader, I strongly suggest you sign up to my newsletter as it will help you catch up to many of my topics and you’ll know when I make a purchase (or a sale which is not often).
If you have not done so yet, have a look at my Dividend Income report as you can see the progression of my journey. Slow and steady, my dividend income is growing.
Thank you for reading and I hope to see you on the blog again. All the best in your investing journey!