RESP Strategy

Planning a RESP strategy is similar to planning your retirement (including RRSP) but your timeline is shorter and the adjustment happens much earlier and it may not be enough time to be aggressive depending on your risk appetite. I have…
RESP or No RESP?

Deciding on funding an RESP is usually based on the desire to provide the best for your children through higher education. Banks or advisors will bring it forward and highlight the 20% contribution from the government in the form of…

Big dividend income drop this month!!! I am finally disposing of my last expensive mutual funds, that’s $20K worth which means my October dividend income takes a hit. How much of a hit you may ask? About $150 per month.…

Last month I highlighted my asset allocations and this month, I will show you my small irregular contributions to Computershare and Canadian Stock Transfer investments. So far this year, I have invested $4,300 in my transfer agent accounts with an…

Like regular clockwork, August provided me with another string of dividends. Aside from dividend increases or switching to higher yield investments, the only way to increase your dividends is to invest more money. Over the past 4 months, I was…

Last month, I introduced my earning growths with dividend investing (including my contributions which is where the growth mostly comes from). I waited a while to ensure I would have enough data to show that dividend income can have continuous…

I have a new graph for my readers this month. I have been sharing my monthly dividend income for over 2 years now and you have been able to see it grow as I invest and add more money. What…